Village Savings and Loan Associations (VSLA) and Business Classes
CACI offers training in key business topics including time management, financial literacy, budgeting, and planning. This training helps participants manage both household and business expenses and improve their ability to save and invest.
The business training lasts six months. Sessions are held two days each week for three hours. After the course, participants form Village Savings and Loan Associations to continue building financial resilience together.
Each week, a group of women meet to contribute to a collective savings fund. They also create a social fund that supports members during emergencies. Members can borrow from the savings at low interest to grow their small businesses, while social fund loans are interest free and must be returned within a fixed period. These savings groups operate on trust, shared rules, and community accountability. Over time, they strengthen social bonds and improve the financial resilience of the group.
These structures not only strengthen financial stability, they also deepen trust, promote accountability, and reinforce the shared commitment of the community.
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